Blog

Browse our articles below and learn the ins and outs for investment lending!

Real Estate Investment Red Flags: What to Avoid Before You Buy

Found what looks to be the perfect property deal to start or expand your real estate empire? This is the time to stop, take a breath, and look for the warning signs that could ruin those potential dollars you’re hoping to make.

Understanding Pre-Foreclosure Properties: Risks and Opportunities

 Foreclosures are rising, a distinct signal that the cracks in these economically challenging times are starting to show. For real estate investors (or would-be ones) this equals opportunity.

How to Find Off-Market Properties for Investment Deals

What Is Cross-Collateralization and How Can It Help Investors?

The simple definition of cross-collateralization is when an asset (in this case, real estate) is used to secure multiple loans. For example, you have a primary residence with a mortgage but take out further borrowing that draws on the equity built up in the home. 

Using Seller Financing as an Alternative Investment Strategy

Funding investment real estate is very different to buying your home. Yes, you can approach the bank, who may (or may not) grant you further borrowing. But today’s entrepreneurial landscape has many other ways to skin a cat, one of which is seller financing.

How Interest Rate Swings Affect Real Estate Investors

There’s probably not a real estate investor in the US right now who isn’t nervously watching financial events unfold. The impact of worldwide tariffs (not to mention all the other volatility) is causing knee-jerk reactions in the markets. This, of course, impacts interest rates. 

Understanding Debt Yield in Commercial Real Estate Investing

Debt yield is a method of measuring risk for commercial real estate lenders. In short, it looks at the net operating profit (NOP) of the property and uses this to determine how long it will take to recoup their losses if the borrower defaults on the payments 

The Role of Credit Scores in Real Estate Investment: How to Improve Yours

A credit score is used to determine how you deal with credit. Lenders use it to assess the likelihood of adherence to repayments—in other words, how much of a risk you are at potentially defaulting. 

How to Evaluate a Market Before Buying Your First Rental Property

Entering the rental market requires significant due diligence before buying a property. Carrying out extensive real estate market evaluation before parting with any cash is key to success—and can also make a very real difference to the level of profit you achieve. 

How to Secure Short-Term Bridge Financing for Real Estate Deals

A bridge loan is a way of financing a property purchase that “bridges” a temporary monetary gap. This allows the purchase of real estate while waiting for expected funds to arrive from another source.