Blog
Browse our articles below and learn the ins and outs for investment lending!
Using Hard Money to Strengthen Your Offer and Win More Deals
Hard money loans give you something traditional financing can't: the ability to move fast and make offers that sellers actually want to accept. The difference between getting the deal and watching someone else walk away with your profit.
What is Infill Construction and Why Investors Are Paying Attention
Infill construction is building new structures on vacant or underutilized land within existing urban areas. That's the basic definition, but here's what makes this different from regular development.
Smart Ways to Fund Each Step of the BRRRR Method
The BRRRR method works because you're recycling your capital through each property. But here's what most people get wrong - they focus on the strategy without understanding how to fund each step properly. You can't just wing the financing and hope everything works out. Each letter in BRRRR requires different funding approaches, and getting this wrong will kill your deals before they start.
Strategies for Pricing Rent to Improve Loan Approval Odds
If you’re buying property to rent out, the rent you set isn’t just about maximizing income. It’s about getting the loan in the first place. Lenders, especially those offering DSCR loans, care about whether the rent covers the mortgage. They want numbers that show the income will pay for the debt - and then some.
How to Manage Rising Hazard Insurance Costs on Fix and Flip Investment Properties
Hazard insurance used to be a line item most flippers didn’t think twice about. A couple hundred bucks. Maybe a thousand if the property was in a sketchy zip code or in a state with hurricane history. That’s changed. Fast.
How DSCR Loans Work and When to Use Them
If you’re investing in real estate and want financing that doesn't rely on your personal income or tax returns, DSCR loans were made for this. These loans are designed for investors who want to use the property's own income - not their W2 - to qualify.
Real Estate Investment Red Flags: What to Avoid Before You Buy
Found what looks to be the perfect property deal to start or expand your real estate empire? This is the time to stop, take a breath, and look for the warning signs that could ruin those potential dollars you’re hoping to make.
Understanding Pre-Foreclosure Properties: Risks and Opportunities
Foreclosures are rising, a distinct signal that the cracks in these economically challenging times are starting to show. For real estate investors (or would-be ones) this equals opportunity.
What Is Cross-Collateralization and How Can It Help Investors?
The simple definition of cross-collateralization is when an asset (in this case, real estate) is used to secure multiple loans. For example, you have a primary residence with a mortgage but take out further borrowing that draws on the equity built up in the home.
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