Blog

Browse our articles below and learn the ins and outs for investment lending!

7 Steps to Financial Freedom: The Complete Real Estate Investor's Guide

Joel Kraut, author of "7 Steps to Financial Freedom" and founder of Brrrr Loans, has spent decades helping investors break free from traditional financial limitations. Through his coaching program and lending services, Joel has guided hundreds of clients toward financial independence using a straightforward seven-step framework.

Real Estate Investment Hotline: Expert Advice & Fast Funding

Access instant answers to your real estate investment questions with the Real Estate Investment Hotline by Brrrr Loans. Get expert advice, funding solutions, and actionable tips for investors of all experience levels.

How to Choose the Best Airbnb Markets for Investment

The key to profitable Airbnb investing lies in finding markets that offer the perfect balance of high demand, reasonable entry costs, favorable regulations, and sustainable growth potential.

7 Tips for Improving ARV Through Smarter Rehab Spending

When it comes to real estate investing, maximizing your After Repair Value (ARV) while controlling rehabilitation costs is the key to profitable flips and rentals. Smart rehab spending isn't about cutting corners - it's about strategic investments.

Hold, Sell, or Refi: Key Factors to Guide Your Decision

Property ownership presents one of the most significant financial decisions you'll face as an investor or homeowner: Hold, sell, or refi represents three fundamental property decision-making strategies that each serve different financial objectives and market conditions.

Using Hard Money to Strengthen Your Offer and Win More Deals

Hard money loans give you something traditional financing can't: the ability to move fast and make offers that sellers actually want to accept. The difference between getting the deal and watching someone else walk away with your profit.

What is Infill Construction and Why Investors Are Paying Attention

Infill construction is building new structures on vacant or underutilized land within existing urban areas. That's the basic definition, but here's what makes this different from regular development.

Smart Ways to Fund Each Step of the BRRRR Method

The BRRRR method works because you're recycling your capital through each property. But here's what most people get wrong - they focus on the strategy without understanding how to fund each step properly. You can't just wing the financing and hope everything works out. Each letter in BRRRR requires different funding approaches, and getting this wrong will kill your deals before they start.

Strategies for Pricing Rent to Improve Loan Approval Odds

If you’re buying property to rent out, the rent you set isn’t just about maximizing income. It’s about getting the loan in the first place. Lenders, especially those offering DSCR loans, care about whether the rent covers the mortgage. They want numbers that show the income will pay for the debt - and then some.

How to Manage Rising Hazard Insurance Costs on Fix and Flip Investment Properties

Hazard insurance used to be a line item most flippers didn’t think twice about. A couple hundred bucks. Maybe a thousand if the property was in a sketchy zip code or in a state with hurricane history. That’s changed. Fast.