Blog

Browse our articles below and learn the ins and outs for investment lending!

Where Should Your Credit Be If You’re Purchasing Your Third Home?

Borrowing for real estate investment purchases can be complex. While you can take out conventional Fannie Mae mortgages on up to 10 homes, this comes with strict regulations.

Where is 2024’s Best Real Estate Market?

With the new year fast approaching, savvy investors are already eyeing market conditions for potential purchases in 2024.

Will the Election Affect Investment Interest Rates?

2024 is ramping up to be an interesting year. With the election looming, how will this affect interest rates? This is something that any property investor or purchaser will be keen to understand.

What’s a Competitive APR for a 400K Home?

The average rate, according to Freddie Mac in August 2023, is an eye-watering 7.23% on a 30-year fixed-term rate.

What is Positive Cash Flow?

The nirvana of property investment is to create a situation where your efforts pay for themselves. You don’t need to dip into any other income source and, potentially, the money you earn provides the cash to purchase further real estate.

What is the After Repair Value in Real Estate Investing?

One of the most commonly asked questions for anyone beginning their real estate investment journey is about after repair value (ARV).

When Should I Refinance a Home?

The most common reasons would be to lower the interest rate of the borrowing (therefore the loan will cost you less over the long term) or to shorten the period of the loan.

What is the BRRRR Method?

BRRRR stands for “Buy, Rehab, Rent, Refinance, Repeat’ and is a recognized approach to investing in real estate. It’s affectionately referred to as the BRRR Method.

What is a Lien on Property

Many a wise property investment has been snapped up through the careful negotiation and purchase of a house with a lien attached.

What is a Distressed Property?

A distressed property is, in its most basic terms, real estate that’s either on the brink of foreclosure or has already been repossessed.